There are many serious ramifications if you do not have insurance; whether we are talking about car insurance or health insurance life insurance even property insurance is very important. You cannot plan for the unexpected, so it is always best to make yourself take the time to call the insurance company get a reasonable car insurance estimate.
It is also important to get an estimate for life insurance to protect the family as well. Take all the necessary steps to safeguard your long-term investments against the risks that are possible for unforeseen in the future. Not having car insurance is going to be more expensive than paying high premiums or the penalties for not having car insurance.
It will be more severe if the police catch you without your insurance; there are going to be fines, penalties, you will lose your license and most likely your ability to drive for many years as well.
You may even possibly serve some jail time if you happen to be in an accident while not having car insurance. There is going to be serious financial ramifications as well as serious legal penalties to follow as well.